Grit or Quit: How Do Investors Decide?

Maggie MayerPortfolio Management, Financial Planning, Retirement Planning

Market volatility is discomforting. No matter how much you prepare for it, it is never easy. The same discomfort investors thought they were once willing to withstand now seems unbearable. The discomfort starts to penetrate the “invest for long term” fortress investors had built. The feelings of “this time is different” come rushing forward. Panic sets in.

The Benefits of Social Security

Wp_Site_AdminRetirement Planning, Wealth For Good

Social security, since it launched in the US in 1935 under the Old Age, Survivors, and Disability Insurance Program, has been part of American retirement planning. The United States is not alone in having social security programs.

Senior Living Arrangement Planning

Wp_Site_AdminRetirement Planning, Financial Planning, Wealth For Good

The pandemic has changed the way people live, how they think about their homes, and what the surrounding community means to them. Each generation is going to be affected differently. In particular, the population of older adults’ (in the US this group is set to grow to 73 million by 2030) view on housing is going to have dramatic consequences for themselves, their caregivers, and their surrounding communities.

Investment Strategy Review

Wp_Site_AdminFinancial Planning, Retirement Planning

After the 2022 first-half investment performance, it is normal for investors to want to reevaluate their investment plan. Losses never feel good. It does not matter if the loss involves your favorite sports team, playing board games with your family/friends, or just seeing investment values decrease. However, we cannot say they are surprising. Losses are part of these events (is there a person reading this that has never lost in board games?

Long-Term Investors – Recession Investing

Wp_Site_AdminFinancial Planning, Portfolio Management, Retirement Planning

“Think of the markets’ force as a raging river. Any experienced rafting guide will tell you not to fight the rapids. You’re better off charting your course, adapting incrementally and not oversteering.” -David Booth Recession Investing for Long-Term Investors Investing for the long-term requires ignoring short-term noise. Part of that noise is the inundation of frequent recession predictions and subsequent calls to bail on investing. For long-term investors, recessions are part of the deal. There is no way to avoid them. For better or for worse, long-term investors are company owners during good and bad times.