Long-Term Investors – Recession Investing

Wp_Site_Admin Financial Planning, Portfolio Management, Retirement Planning

“Think of the markets’ force as a raging river. Any experienced rafting guide will tell you not to fight the rapids. You’re better off charting your course, adapting incrementally and not oversteering.” -David BoothRecession Investing for Long-Term InvestorsInvesting for the long-term requires ignoring short-term noise. Part of that noise is the inundation of frequent recession predictions and subsequent calls to bail on investing. For long-term investors, recessions are part of the deal. There is no way to avoid them. For better or for worse, long-term investors are company owners during good and bad times. This does not mean things do …

How to Minimize Investment Regret: Asset Allocation

Wp_Site_Admin Financial Planning, Portfolio Management

“A genius is the man who can do the average thing when everyone else around him is losing his mind.” – NapoleonSolution to Minimizing Future Regret: Asset AllocationMarket prices continue to be volatile. Every day seems like a big news day. Every day seems to have big price movements. Because of the volatility, investors are asking these types of questions: Have prices hit their low point? Are prices going to fall further? If they bounce back up, how fast and how high? If they fall, how fast and how low? Many questions with few exact answers. Only in hindsight can …

How to Respond to Market Volatility

Wp_Site_Admin Portfolio Management, Financial Planning

Next step courage: Ability to not feel pressure of trying to complete the entire journey. It’s for a few seconds finding courage to overcome self-doubt before taking the next step. – Shane ParrishMarket Price MovementsTurbulence can be annoying. When it happens unexpectedly, even more so. The airline industry knows this well. There is a reason the pilot comes over the speaker to prepare passengers. It’s not that the pilots need the passenger’s help in navigating the bad weather. It is about managing expectations. It is about providing a better customer experience. Sometimes it works and sometimes it does not. Most …

Interest Rates: What is Happening?

Wp_Site_Admin Portfolio Management, Financial Planning

This is the question that is on everyone’s mind. For savers and borrowers alike, interest rates are a key topic of discussion and a central ingredient of the economy. Should borrowers try and lock-in the loan at today’s rates? Should investors buy that bond at today’s rate? Before we get into more detail about interest rates, we think it is helpful to quickly review a few bigger items to keep in mind.Starting Line DiscussionsWe discuss your investment horizon quite frequently in our communications. The purpose is to establish base case scenarios for expectations related to cash flow and to investment …

Investing During International Conflict

Wp_Site_Admin Portfolio Management, Financial Planning

First off, the idea that we can spend time discussing portfolio performance in a time when human lives are at stake is a fortunate position to be in. Lives will not only be lost, but many more lives will be changed forever. We are thankful for our safety, but also aware that many are not as lucky. Unfortunately, this is our current reality.Regarding investments, we think the following four points help clarify our thoughts as we continue to live in this uncertainty. It is natural for everyone to go into sensory overload when conflict strikes. What investors must be careful …