Client Communications

  • Drink More Water

    While speaking with a cardiologist recently, my eyes were opened to the “Simple, but not Easy” strategy being applied in the medical profession. We communicate frequently about the importance of this strategy in personal finance so it was fascinating to see it play out in another profession. I thought it would be helpful to share…
  • Overcoming Biases Against Global Investing

    Global stock market leadership historically has alternated between U.S. and international markets. Rather than choosing one class of stocks over the other based on past performance, focus on the potential long-term benefits of a global approach.
  • The Importance of Personal Umbrella Policies

    Wealth protection is an important part of our wealth management process that aims to protect your assets against potential creditors and litigants, as well as protect against catastrophic loss. What would happen if you or your child caused a car accident that resulted in serious injuries or the deaths of others? How would you pay…
  • Market Predictions

    Each January, economists and investment professionals make their yearly guesses of where the stock market will be the following twelve months. I say guesses because that is what they are. Unfortunately, predicting the stock market direction in the short-term is comparable to your favorite superhero's superhuman power.
  • 2018 Market Review

    This report features world capital market performance for the past year.
  • The Price of Admission

    Long-term stock market returns definitely do not come in nice, straight lines.
  • Why Should You Diversify?

    As 2019 approaches, and with US stocks outperforming non-US stocks in recent years, some investors have again turned their attention towards the role that global diversification plays in their portfolios.
  • Remember the Fundamentals

    Larger movements in the daily stock market prices are back. The reports we read in the paper, hear on the radio and see on the TV all say we should be doing something.
  • Recent Market Volatility

    From September 30–October 10, the US market (as measured by the Russell 3000 Index) fell 4.8%, resulting in many investors wondering what the future holds and if they should make changes to their portfolios. While it may be difficult to remain calm during a substantial market decline, it is important to remember that volatility is…
  • The Importance of Beneficiary Designations

    Imagine an ex-spouse receiving the benefits of your lifelong savings… That is exactly what happened to William Kennedy upon his passing. In the case of Kennedy Estate v. Plan Administrator for DuPont Savings and Investment Plan, the court ruled that Kennedy’s ex-wife rightly received the benefit of his $400,000 retirement savings even though the divorce…