The Importance of Personal Umbrella Policies

Maggie Mayer Financial Planning, Retirement Planning

Wealth protection is an important part of our wealth management process that aims to protect your assets against potential creditors and litigants, as well as protect against catastrophic loss. What would happen if you or your child caused a car accident that resulted in serious injuries or the deaths of others? How would you pay for the treatment and damages of someone who was hurt in your home and claimed negligence? What happens when they claim to have suffered greatly because of the injury?

Market Predictions

Maggie Mayer Portfolio Management

Each January, economists and investment professionals make their yearly guesses of where the stock market will be the following twelve months. I say guesses because that is what they are. Unfortunately, predicting the stock market direction in the short-term is comparable to your favorite superhero’s superhuman power.

Remember the Fundamentals

Maggie Mayer Portfolio Management

Larger movements in the daily stock market prices are back. The reports we read in the paper, hear on the radio and see on the TV all say we should be doing something.

Recent Market Volatility

Maggie Mayer Financial Planning, Portfolio Management

From September 30–October 10, the US market (as measured by the Russell 3000 Index) fell 4.8%, resulting in many investors wondering what the future holds and if they should make changes to their portfolios. While it may be difficult to remain calm during a substantial market decline, it is important to remember that volatility is a normal part of investing.

The Importance of Beneficiary Designations

Maggie Mayer Estate Planning

Imagine an ex-spouse receiving the benefits of your lifelong savings… That is exactly what happened to William Kennedy upon his passing. In the case of Kennedy Estate v. Plan Administrator for DuPont Savings and Investment Plan , the court ruled that Kennedy’s ex-wife rightly received the benefit of his $400,000 retirement savings even though the divorce papers waived his ex-wife of her interest in the plan benefits.

2018 Second Quarter Market Commentary

Maggie Mayer Quarterly Market Commentary

This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic.