Time is asymmetrical and flows in only one direction: forward. British astrophysicist, Arthur Eddington, developed this concept of “one-way” direction. He illustrated this concept by using an arrow. If by following the arrow you see more randomness, the arrow is pointed towards the future. If the arrow becomes less random, the arrow is pointed towards the past. This one-way direction also says something else. As each moment passes, things change. Once these changes happen, they are never completely undone. Some physicists have spent their careers researching this concept. Coincidentally, we see this concept all around our everyday life. Houses are …
The Illusion of Certainty
Every day is a gift. At the same time, we realize that every day carries a certain amount of uncertainty, good or bad. Being at peace each day while living in an uncertain world is something we probably all try to achieve. Read All
Community
Community is an important part of our everyday living. However, the definition of community is different for everyone. In addition, communities change as we move through our lives. Read All
A New Year
Life in a pandemic is different. No matter your personal situation, life has been forced to change. Things we thought were important last January turned out to be somewhat inconsequential. Unfortunately, life does not come with a standard script that we all must follow. Read All
Together
People like certainty and they will go to great lengths to get it. During their “certainty” quest, people will come across many theories. All too often these theories are traps. These theories provide solutions when in fact there might not be one. Read All
Chasing the Puck
Investing is a constantly moving thing. Yesterday’s news is forgotten fast. What was important then is now quickly removed from the front page. Guessing the next big thing is a draw for many people and the news companies know that. Everyone seems to be in a hurry to get somewhere quickly. Read All
Stock Markets and Elections
We are less than three months away from another US Presidential and Congressional election. Much ink will be spilled (or data sent throughout the internet) regarding what the future will look like after Tuesday, November 3rd. Read All
Office Update
Our team continues to operate remotely. Hard to believe we have been doing this for four months! Similar to many other businesses, we have learned to adapt to this new world. A big thank you to our valued clients for being able to adapt as well. We are anxious to get back to seeing everyone. Read All
2020 Second Quarter Commentary
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic. Read All
Volatile Markets: Don’t Rely on Headlines for Guidance on When to Invest
Falling markets and drastic headlines can tempt individuals to abandon their long-term investing plans. Their Thinking might go something like, let’s wait until it’s over, hoping to catch the market at its lowest point before buying in. Or in rising markets, maybe they seek to sell most of their holdings near the peak. However, timing the market is essentially an impossible task, as the chart on this page illustrates. Read All