Client Communications

Investing is a constantly moving thing. Yesterday’s news is forgotten fast. What was important then is now quickly removed from the front page. Guessing the next big thing is a draw for many people and the news companies know that. Everyone seems to be in a hurry to get somewhere quickly. Read All

We are less than three months away from another US Presidential and Congressional election. Much ink will be spilled (or data sent throughout the internet) regarding what the future will look like after Tuesday, November 3rd. Read All

Our team continues to operate remotely. Hard to believe we have been doing this for four months! Similar to many other businesses, we have learned to adapt to this new world. A big thank you to our valued clients for being able to adapt as well. We are anxious to get back to seeing everyone. Read All

This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic. Read All

Falling markets and drastic headlines can tempt individuals to abandon their long-term investing plans. Their Thinking might go something like, let’s wait until it’s over, hoping to catch the market at its lowest point before buying in. Or in rising markets, maybe they seek to sell most of their holdings near the peak. However, timing the market is essentially an impossible task, as the chart on this page illustrates. Read All

We continue to see much uncertainty in how the pandemic is going to end. Even though this is contrary to what the news might have you believe, this is to be expected. People have guesses, but no one really knows with a great amount of certainty. Read All

We have spoken with many business owners throughout this pandemic. One thing is certain. Change is happening. Businesses are rolling up their sleeves and adjusting quickly to recent events. Unfortunately, there will be companies that do not survive or will be a relic of their previous self. Others will not only survive but will get stronger. The end result will be dependent partially on skill and partially on luck.

Falling markets and drastic headlines can tempt individuals to abandon their long-term investing plans. Their thinking might go something like, let’s wait until it’s over, hoping to catch the market at its lowest point before buying in. Or in rising markets, maybe they seek to sell most of their holdings near the peak. However, timing the market is essentially an impossible task as the chart on this page illustrates.

Every year in February, the public anxiously watches on Groundhog’s Day as Punxsutawney Phil (yes the groundhog) tries to find his shadow. If he sees it, then six more weeks of winter are ahead of us. If he can’t see his shadow, then early spring awaits. As you would expect, the groundhog’s record of predictability is poor at best. However, our feelings are nonetheless affected on the results. “Groundhog didn’t see his shadow. YES, early spring!”

On March 27th, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed into law in order to help deal with the pandemic. Given the short time from drafting to passage, there are still many details being ironed out regarding implementation.